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Experts forum

The Experts Forum is formed by independent personalities from different nationalities, belonging to the academic world and socioeconomic research, with no occupational or mercantile relation further than their participation in this Forum.

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Versión: ESP - ENG

The Experts Forum is formed by independent personalities from different nationalities, from the academic world and socioeconomic research, and without any labor or commercial relationship with the BBVA Group, beyond their participation in this Forum.

The roles that The Experts Forum will play in both Mi Jubilación and its BBVA Pensions Institute section are the following:

  • On the one hand, it will be responsible for directing and carrying out the work and research related to social security systems, in order to be able to issue scientifically based contributions that enrich knowledge in this area.
  • And on the other hand, it will work to disseminate these conclusions among society, in order to contribute to knowledge and transparency about the functioning and the challenges confronting our pension systems.

Disclaimer: The work, opinions, conclusions and / or recommendations issued by the Forum of independent experts correspond to its members and in no case do they commit the BBVA Group, beyond the disclosure of the aforementioned works be carried out through the different channels and initiatives that are part of the Mi Jubilación project and the BBVA Pension Institute.

Finally, the Forum counts with the support of BBVA Research, in charge of the labor related to investigation and secretarial functions.

Members of the Experts Forum

José Antonio Herce San Miguel. Presidente de Foro

José Antonio Herce Foro de Expertos Instituto BBVA PensionesBachelor’s degree and PhD in Economy at Universidad Complutense de Madrid (Spain), MA in Economy at Essex University (England). Currently Associate Professor in Economy at Universidad Complutense de Madrid.

Between the positions held, we can highlight that he was Executive Director at FEDEA, Associate Professor in Juan March Studies and Research Institute and Visitor Professor at Mexico’s College. He also belonged to the administrative body from the European Union Commission.

By last, as professional with responsibility in the consultant enterprise Analistas Financieros Internacionales (International Financial Analysts), enterprise advisor, enterprises associations and public administrations in all the previous mentioned subjects.

Mercedes Ayuso

Mercedes Ayuso Foro de Expertos Instituto BBVA de PensionesShe is professor at Actuarial Statistics at Barcelona University (Spain), PhD at Economic and Business Sciences (Extraordinary Prize), and Actuarial Insurances. Full member of Financial and Insurance investigation group (Riskcenter-UB). In between her most relevant lines of investigation, it’s distinguished the elderly and dependence risk analysis, topics published in the most recognized national and international scientific magazines.

She has lead different public projects at the Economy and Competitiveness Ministry. Member of the Experts committee named by the government in order to define the sustainability factor of the public pensions system. She has appeared in several time in front of the non-permanent commission for the tracing and evaluation of Toledo’s Pact of the Deputies Congress (Spanish Government). Coordinator of Official Master in Actuarial and Financial Sciences, co-director of Master in Insurance and Financial Entities Management, both in Barcelona University (Spain).

Jorge Bravo

Jorge Bravo Foro de Expertos Instituto BBVA de PensionesProfessor in Finances and Economy at Information Management School of Nova University (Portugal). Phd in Economics “cum laude” at Evora University (Portugal), Master in Monetary and Financial Economics “cum laude” at Technical Lisboa University (Portugal). Bachelor’s degree in Economics distinguished as the best alumni of the year at Evora University (Portugal)

He is director of Markets and Financial Risk Master and co-director of Laws and Financial Markets Master, as well as member of Investigation and development Center MagIC. Coordinator of the Biometric Risks Observatory for Portugal’s insured population, belonging to the Portuguese Insurance Association. He is an insurance Actuary and member of the International Actuarial Association (Mortality and Population Issues Working Groups).

He is advisor of the Portuguese Statistics Institution, Finance and Social Cecurity Ministries in the evaluation of the public pensions systems in Portugal. He works as a consultant for insurance companies and pensions funds in actuarial studies, and the constitution of the prospective mortality table.

Elisa Chuliá

Elisa Chuliá Foro de Expertos Instituto BBVA de PensionesAfter her graduation as Magister Artium in Communication, Germanistic and History at Johannes Gutenberg of Maguncia University (Germany) and her entitlement as Master in Social Sciences at the Juan March Institute for Studies and Investigation (Spain), she got a PhD in Political Sciences and Sociology at Universidad Complutense de Madrid (Spain). She is associate professor of the Political Sciences and Sociology Faculty at UNED (Spain), where she was dean in 2007 and 2011.

In 2005 she entered the FUNCAS investigators group, and coordinates the publishing of “Panorama Social” and “Focus on Spanish Society” through the Social Studies direction she presides. Most of her investigations are focused on the social and political challenges facing elderly and, more specifically, in the pension systems reforms through an occidental wellness context. Due to this referred work, she has participated on many national and international project and has published monographic and magazine content.

Edward Palmer

Mr Palmer is Doctor on Economics. He is Professor Emeritus of Social Insurance Economics at the University of Uppsala (Sweden) and previously Professor at the University of Gothenburg (Sweden).

He is a member of the Uppsala Center for Labor Studies and principal advisor to the Swedish Social Security Agency. He has worked and advised several governments in the design and reform of their national pension systems. Since the early 1990s he has been a consultant for the World Bank, the United Nations Development Program (UNPD), the OECD, the European Commission and other international organizations.

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Date of Publication

18 September 2019