Buscador
-
The concurrence of retirement and widowhood pensions in Spain: Improving their redistributive effects in times of increasing joint life expectancy
16 de abril de 2024
Autor: MERCEDES AYUSO, JORGE BRAVO, MANUEL PÉREZ-MARTÍ
In recent decades, Spanish society has experienced major transformations in the way couples formalize their marriage ties and in the number of years they actually cohabit. The latter is closely linked to increases in life expectancy after the age of 65, which as well as having a direct impact on the duration of a couple’s cohabitation has also impacted such critical concerns as pensions, health and long-term care.
BASE DE COTIZACIÓNCALIDAD DE VIDAENVEJECIMIENTOESPAÑAESPERANZA DE VIDAPENSIÓN
-
The Global Risks Report 2024 - 19th Edition
10 de enero de 2024
Autor: WORLD ECONOMIC FORUM
Last year’s Global Risks Report warned of a world that would not easily rebound from continued shocks. As 2024 begins, the 19th edition of the report is set against a backdrop of rapidly accelerating technological change and economic uncertainty, as the world is plagued by a duo of dangerous crises: climate and conflict. Underlying geopolitical tensions combined with the eruption of active hostilities in multiple regions is contributing to an unstable global order characterized by polarizing narratives, eroding trust and insecurity. At the same time, countries are grappling with the impacts of record-breaking extreme weather, as climate-change adaptation efforts and resources fall short of the type, scale and intensity of climaterelated events already taking place. Cost-of-living pressures continue to bite, amidst persistently elevated inflation and interest rates and continued economic uncertainty in much of the world. Despondent headlines are borderless, shared
AHORROCALIDAD DE VIDACONSUMOECONÓMIAESPERANZA DE VIDAFACTOR DE SOSTENIBILIDADFINANZAS PERSONALESLONGEVIDAD
-
'Vivir 100 años: los secretos de las zonas azules', la nueva serie de Netflix
02 de septiembre de 2023
Autor: 65YMAS
En España, la esperanza de vida se espera que alcance los 84,8 años de media en 2030, sin embargo, existen ciertos lugares en el mundo donde es superior al resto y sus habitantes llegan a superar la barrera de los 100 años, y lo hacen, además, con una condiciones de vida sorprendentes.
-
Cuidado con las estafas: esto es lo que tu banco nunca te pedirá
12 de julio de 2023
Autor: 65YMAS
En un mundo tan digitalizado como el nuestro, los ciberdelincuentes vienen aprovechando los distintos canales para poder llevar a cabo estafas y fraudes suplantando la identidad e imagen de las entidades financieras.
CALIDAD DE VIDACUIDADOSEDUCACIÓN FINANCIERAFINANZAS PERSONALESTECNOLOGÍA
-
Viajes del Imserso: los nuevos destinos para la temporada 2023-2024
30 de marzo de 2023
Autor: 65YMAS
El Imserso anuncia mejoras en sus viajes tras las quejas de los mayores, pero subirá precios. La temporada 2023-2024 de los viajes del Imserso vienen cargados de novedades. El pasado martes, el Consejo de Ministros aprobó el nuevo contrato de viajes de cara a la próxima campaña y, entre sus cambios, destaca la oferta de 70.000 plazas más en comparación con la temporada pasada.
IMSERSOCALIDAD DE VIDALONGEVIDADENVEJECIMIENTO ACTIVOJUBILACIÓN ACTIVA
-
Influencing the choice of pension distribution at retirement
30 de junio de 2022
Autor: Cambridge University Press
One of the most important financial decisions that pension participants make concerns how they access their pension assets when they terminate employment with their plan sponsor. Their choices depend both on own preferences and the options offered by their retirement plan. This paper examines both past and future pension withdrawal choices for those with defined benefit (DB) and defined contribution (DC) pensions, separately. Our data are drawn from a set of pension distribution questions we fielded in the Understanding American Study. Results show significant differences in distribution choices based on the type of retirement plan, with individuals covered by DB plans significantly more likely to select annuities compared to similar employees covered by DC plans. We also find differences in how higher annual income affects annuity choices based on coverage by DB plans. Individuals with lower levels of financial literacy and lower annual income have less knowledge of basic pension characteristics.
AHORRO FAMILIARAHORROAHORRO INDIVIDUALCALIDAD DE VIDAJUBILACIÓN