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El Gobierno afronta semanas clave para lanzar el nuevo fondo público de pensiones
15 de enero de 2024
Autor: EL ECONOMISTA
El Gobierno entra en semanas clave para aprobar el nuevo fondos de pensiones de empleo de promoción pública (FPEPP), el denominado fondo público de pensiones que ideó José Luis Escrivá. Su desarrollo está en fase final: la plataforma digital, una herramienta informativa para las gestoras de patrimonio y para los partícipes que ahorrarán en el vehículo, ha pasado las pruebas pertinentes y todo apunta a que el Ministerio será capaz de lanzarlo (aun incompleto, con funcionalidades básicas) este mes de enero, tal y como se comprometieron el pasado junio.
PENSIONES PÚBLICASFONDOS DE PENSIONESAHORRO
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The Global Risks Report 2024 - 19th Edition
10 de enero de 2024
Autor: WORLD ECONOMIC FORUM
Last year’s Global Risks Report warned of a world that would not easily rebound from continued shocks. As 2024 begins, the 19th edition of the report is set against a backdrop of rapidly accelerating technological change and economic uncertainty, as the world is plagued by a duo of dangerous crises: climate and conflict. Underlying geopolitical tensions combined with the eruption of active hostilities in multiple regions is contributing to an unstable global order characterized by polarizing narratives, eroding trust and insecurity. At the same time, countries are grappling with the impacts of record-breaking extreme weather, as climate-change adaptation efforts and resources fall short of the type, scale and intensity of climaterelated events already taking place. Cost-of-living pressures continue to bite, amidst persistently elevated inflation and interest rates and continued economic uncertainty in much of the world. Despondent headlines are borderless, shared
AHORROCALIDAD DE VIDACONSUMOECONÓMIAESPERANZA DE VIDAFACTOR DE SOSTENIBILIDADFINANZAS PERSONALESLONGEVIDAD
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La "Ventana de Liquidez" de los Planes de Pensiones en 2025
26 de septiembre de 2023
Autor: JOSÉ ANTONIO HERCE
El ahorro es absolutamente necesario para la financiación de las actividades económicas de los hogares y las empresas, o para la financiación de las administraciones públicas. En este marco, el ahorro para la jubilación es aún más necesario por la decisiva función que lo motiva: financiar la parte del ciclo vital en la que han dejado de producirse rentas laborales como consecuencia del cese de la actividad laboral. La doble función que este tipo de ahorro desempeña se constituye en uno de los pilares de la productividad y el bienestar de la sociedad porque del ahorro de cada hogar se beneficia toda la sociedad.
PLANES DE PENSIONESPENSION JUBILACIONPENSIONESAHORRO
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Strengthening Asset-backed Pension Systems in a Post-COVID World
16 de febrero de 2023
Autor: OECD
The outbreak of the COVID-19 pandemic in 2020 provoked a global health crisis, soon followed by an economic and financial crisis. Retirement savings and old-age pension systems were one of the many components of our societies impacted by these events, which are unprecedented in recent history. The economic effects of the crisis have been accumulating for the past years as governments introduced successive health measures to try and curb the spread of the virus. The slowdown of economic activity across the globe resulted in soaring unemployment and falling stock prices in the first quarter of 2020 as financial markets reacted.
JUBILACIÓNAHORROPENSIONESPENSIONES EXTRANJERAS
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Diversity, equity and inclusion in asset-backed pensions
01 de febrero de 2023
Autor: OECD
This paper explores potential influences on the ability and willingness to save for retirement, in order to uncover how asset-backed pension systems could be more inclusive of diverse populations. This paper illustrates the type of analysis that countries could conduct to better understand what factors may explain lower participation from certain individuals beyond labour market drivers, by looking at the views, attitudes, and expectations of individuals across socio-economic characteristics on a sample of adults from the UK.
AHORROFUTURO DE LAS PENSIONESPENSIONES EXTRANJERASPENSIONES PÚBLICASSOSTENIBILIDAD DE LAS PENSIONESDESIGUALDADGÉNEROBRECHA DE GÉNERO
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Influencing the choice of pension distribution at retirement
30 de junio de 2022
Autor: Cambridge University Press
One of the most important financial decisions that pension participants make concerns how they access their pension assets when they terminate employment with their plan sponsor. Their choices depend both on own preferences and the options offered by their retirement plan. This paper examines both past and future pension withdrawal choices for those with defined benefit (DB) and defined contribution (DC) pensions, separately. Our data are drawn from a set of pension distribution questions we fielded in the Understanding American Study. Results show significant differences in distribution choices based on the type of retirement plan, with individuals covered by DB plans significantly more likely to select annuities compared to similar employees covered by DC plans. We also find differences in how higher annual income affects annuity choices based on coverage by DB plans. Individuals with lower levels of financial literacy and lower annual income have less knowledge of basic pension characteristics.
AHORRO FAMILIARAHORROAHORRO INDIVIDUALCALIDAD DE VIDAJUBILACIÓN
